Insured Success

Middle East Conflict: Considerations for Policyholders

In this podcast, Catherine Lewis and Eleanor Ruiz discuss the implications of the current conflict in the Middle East for insurance placement and claims. We cover general insurance considerations for businesses affected by the conflict, with a particular focus on the marine, aviation, energy and natural resources, and cyber sectors.

 

Rate hikes, risk shifts: Are tariffs insured?

Tariffs are back in the headlines—and they’re quietly reshaping property insurance outcomes. Join Reed Smith’s Nick Insua, Esther Kim and Maame Boateng as they unpack whether tariff-driven construction cost increases are covered under first-party property policies with replacement cost provisions. We translate doctrine into dollars: why the answer is generally “yes,” how timing and location of loss matter, and what policyholders need to do now on limits, timelines, and premiums to avoid unwelcome surprises when rebuilding costs outrun expectations. We also discuss tariffs and their impact on insurance policies in general.

The Third Parties (Rights against Insurers) Act 2010: 2025 case law – more light in the tunnel?

Mark Pring and Claudia Gwinn examine the Third Parties (Rights against Insurers) Act 2010, focusing on 2025 decisions relating to notification of conditions precedent (Makin v QBE; Archer v R ’N’ F Catering) and disclosure requirements (AmTrust v Endurance). They highlight practical points regarding, in particular, ensuring compliance with policy terms and using “extended disclosure” applications to address “information asymmetry.”

Key insurance concepts and issues for data center construction projects

In this episode focusing on data centers, real estate partner John Simonis and insurance recovery partner Chris Mosley join Paul Sovik-Siemens, senior VP and managing director for project risk at Lockton, to explore critical insurance considerations, challenges, and best practices for data center development and construction projects. The panel discusses the nuances of builder’s risk and liability insurance, the importance of wrap-up policies, and strategies for structuring insurance programs to protect large-scale data center investments.

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Insurance coverage for data centers: Navigating emerging challenges in a slowly adapting marketplace

Reed Smith insurance attorneys Amy Koss, Stephen Raptis and Anthony Crawford survey the unique risk landscape facing data center owners and operators. Because no off-the-shelf “data center policy” yet exists, the trio explores how traditional coverages – property, cyber, technology E&O, and general liability – can be layered to safeguard both the bricks-and-mortar infrastructure and the critical information coursing through it. If you build, host, or rely on data centers, this episode is your blueprint for intelligent risk transfer. This is latest episode in our Data Center series.

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Where there’s fire, there’s smoke: The evolving LA wildfire claims landscape

While the devastating Los Angeles wildfires earlier this year were extinguished, the risks associated with those fires – and wildfires more broadly – continue to affect policyholders. In this episode, Nick Insua, Matt Weaver and Kya Coletta discuss important topics related to wildfires, including recent insurance updates, smoke damage remediation, the threat of mudslides, the California FAIR Plan and the process of rebuilding after a loss.

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Cryptocurrency: New risks – does the cover fit?

In this podcast, Peter Hardy, Eleanor Ruiz and Claudia Gwinn provide an introduction to cryptocurrency insurance, including key issues such as crypto-related risk coverage (i.e., theft, hacking, fraud and operational mistakes), considerations in respect of valuation wording and notification requirements to the insurer in the event of loss.

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What catastrophe loss victims need to know: Understanding insurance claims after a natural disaster (part 2)

The 2025 Los Angeles wildfires have left many businesses and individuals in Southern California facing significant challenges. In part 2 of a podcast focused on insurance claims following a natural disaster, we hope to assist victims as they navigate the insurance claims process. In this podcast, John Ellison, Chris Kuleba, Max Louik and Esther Kim discuss claim submissions, the post-loss insurance policy conditions that policyholders need to comply with and the coverages that are available for losses resulting from a natural disaster under a first-party property policy.

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